The 8 Best credit unions in Grand Rapids, MI

Last updated October 9, 2026 · ranked from 312 Google reviews · How we rank

This list ranks 8 credit unions in and around Grand Rapids, MI, led by LMCU, LMCU and AAC Credit Union. Together they have 312 Google reviews; LMCU has the highest Google rating on the list at 4.5. Every place on the list is in Grand Rapids, MI. Rankings weigh Google rating, review volume, how complete and current each listing is, and our own notes on each place.

  1. LMCU in Grand Rapids1

    LMCU

    4.5(33)· Google4.5 out of 5 from 33 reviews (Google rating)

    Credit union

    Own this business? Claim itClosed · opens 7:30 AM

    Helpful responses to everyday banking concerns put LMCU at No. 1 among credit unions in Grand Rapids, MI. This Lafayette Avenue location holds a 4.5-star Google rating from 33 reviews, including 26 five-star ratings. One reviewer describes prompt, kind assistance with an unauthorized debit-card charge and a replacement-card request; others praise knowledgeable staff and personal follow-through. A drive-through, wheelchair-accessible entrance and accessible parking add practical convenience, while 7:30 a.m. openings on Tuesdays and Fridays offer earlier access.

    • Helpful staff
    • Drive-through access
    • Wheelchair-accessible entrance
    “I noticed an unauthorized charge on my debit card and decided to dispute it. Along with that, I requested a replacement card for understandable reasons. Megan assisted me right away and treated me with great kindness throughout the proce…”
    — Lela Lyons, 2026-03-17 · google

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  2. LMCU in Grand Rapids2

    LMCU

    4.3(53)· Google4.3 out of 5 from 53 reviews (Google rating)

    Credit union

    Own this business? Claim itClosed · opens 9:00 AM

    Clear explanations and efficient service in a positive review help earn LMCU’s Leonard Street branch the No. 2 spot, alongside a 4.3 Google rating from 53 reviews. Located at 1820 Leonard St NE in Grand Rapids, MI, the credit union offers drive-through and on-site services, plus a wheelchair-accessible entrance and parking. Friday hours extend to 6 p.m., and Saturday hours run from 9 a.m. to 1 p.m. Recurring review topics include kind staff, quick action and short wait times.

    • Drive-through service
    • Saturday morning hours
    • Wheelchair-accessible entrance
    “I’ve been a LMCU member for years and today I took my son here to open his first account. The bank advisor I worked with didn’t explain anything regarding the account I had to ask. She only asked for my ID and my son’s social security. S…”
    — Marquita Robinson, 2026-08-10 · google

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  3. AAC Credit Union in Grand Rapids3

    AAC Credit Union

    4.2(30)· Google4.2 out of 5 from 30 reviews (Google rating)

    Credit union

    Own this business? Claim itClosed · opens 9:00 AM

    Helpful service anchors AAC Credit Union’s No. 3 placement, with reviewers describing friendly interactions and staff who went above and beyond to resolve a problem. Its Google rating is 4.2 out of 5 from 30 reviews. Located at 904 Broadway Ave NW in Grand Rapids, MI, AAC offers savings and checking accounts plus home and auto loans. Its business description cites more than 85 years serving West Michigan. A drive-through, wheelchair-accessible entrance and accessible parking add practical reasons to visit.

    • Helpful staff
    • Drive-through service
    • Home and auto loans
    “The ladies that helped me were funny and went above and beyond to help me solve my case.”
    — Earl The Third at EA Productions LLC, 2025-05-12 · google

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  4. Michigan First Credit Union in Grand Rapids4

    Michigan First Credit Union

    4.0(18)· Google4.0 out of 5 from 18 reviews (Google rating)

    Credit union

    Own this business? Claim itClosed · opens 8:30 AM

    A positive mortgage-service review and a 4-out-of-5 Google rating across 18 reviews help earn Michigan First Credit Union the No. 4 spot. One borrower praised quick responses and useful insight throughout the mortgage process. The branch at 50 Louis St NW in Grand Rapids, MI opens Monday through Friday from 8:30 a.m. to 5 p.m., with a wheelchair-accessible entrance and parking. Founded in 1926, the broader organization supports financial education and offers mortgage, insurance and call-center services.

    • Responsive mortgage guidance
    • Wheelchair-accessible entrance
    • Weekday branch hours
    “Craig Wells, the Mortgage Loan Officer I worked with, was nothing short of phenomenal. Start to finish, Craig was quick to respond, gave useful insight and seemed to genuinely care. Michigan First had such competitive rates that my orig…”
    — Jon Saruman, 2024-05-17 · google

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  5. West Michigan Credit Union, A Division of WMCU in Grand Rapids5

    West Michigan Credit Union, A Division of WMCU

    3.7(45)· Google3.7 out of 5 from 45 reviews (Google rating)

    Credit union

    Own this business? Claim itClosed · opens 9:00 AM

    Long-term member praise and practical branch features earn West Michigan Credit Union, A Division of WMCU, the No. 6 spot. One reviewer reports membership since 1986 and says they love the credit union; another praises their experience over the years. At 1319 Front Ave NW in Grand Rapids, MI, the branch offers a drive-through, wheelchair-accessible entrance and parking, and Friday hours until 6 p.m. Its 3.7 Google rating across 45 reviews reflects mixed experiences, including a complaint about fees and transparency.

    • Drive-through available
    • Wheelchair-accessible entrance
    • Friday closing: 6 p.m.
    “I have been member since 1986 and love this credit union.”
    — Ramona Clemente, 2025-12-03 · google

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  6. Consumers Credit Union - GVSU Campus TellerPlus+ / ITM in Grand Rapids6

    Consumers Credit Union - GVSU Campus TellerPlus+ / ITM

    Credit union

    Own this business? Claim itClosed · opens 9:00 AM

    Weekday hours from 9 a.m. to 7 p.m. and Saturday hours from 9 a.m. to 1 p.m. help earn Consumers Credit Union’s GVSU Campus TellerPlus+ / ITM location the No. 7 spot. Located at 50 Front Ave SW, Conference Room 1077, in Grand Rapids, MI, it has a drive-through, wheelchair-accessible entrance and accessible parking. The broader credit union offers digital banking, mortgages and business lending, while membership includes access to more than 30,000 free CO-OP Network ATMs nationwide.

    • Extended weekday hours
    • Saturday morning hours
    • Drive-through access

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  7. LMCU in Grand Rapids7

    LMCU

    3.4(97)· Google3.4 out of 5 from 97 reviews (Google rating)

    Credit union

    Own this business? Claim itClosed · opens 9:00 AM

    Saturday hours and a drive-through help earn LMCU the No. 8 spot. This credit union at 342 Michigan St NE in Grand Rapids, MI opens from 9 a.m. to 1 p.m. Saturdays and stays open until 6 p.m. Fridays. One reviewer praised efficient, helpful assistance with multiple financial tasks shortly before closing. The branch also lists a wheelchair-accessible entrance and parking. Its Google rating is 3.4 out of 5 across 97 reviews.

    • Saturday morning hours
    • Drive-through access
    • Wheelchair-accessible entrance
    “Makayla was so efficient and helpful with a small mountain of financial tasks that I brought in with me (15 minutes before close, no less). I genuinely couldn't believe it when she mentioned needing to ask the Head Teller something, beca…”
    — The Spectre of Drainman, 2026-08-31 · google

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  8. Bloom Credit Union Creston in Grand Rapids8

    Bloom Credit Union Creston

    3.4(36)· Google3.4 out of 5 from 36 reviews (Google rating)

    Credit union

    Own this business? Claim itClosed · opens 9:00 AM

    Saturday morning hours and drive-through service help Bloom Credit Union Creston earn the No. 9 spot in Grand Rapids, MI. The branch at 1327 Plainfield Ave NE also stays open until 6 p.m. on Fridays and has a wheelchair-accessible entrance and parking. One reviewer describes friendly, helpful service that made visiting a different credit union location easy. Bloom’s Financial Solutions team offers guidance on first-home purchases, saving for a first car and loan consolidation. Its Google rating is 3.4 stars across 36 reviews.

    • Saturday morning hours
    • Drive-through service
    • Financial goal guidance
    “I recently sought a pre-approval letter for a mortgage at Bloom in the Big Rapids, MI branch, and my experience has been nothing short of alarming. Within just 30 seconds of my credit being pulled, my phone started ringing non-stop with …”
    — Robin McCarty, 2025-11-27 · google

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Map of every pick

Compare at a glance

Comparison of the best credit unions in Grand Rapids, MI
#PlaceGoogle ratingPriceGoogle reviewsNeighborhoodPhoneOpen now
1LMCU4.5(33)4.5 out of 5 from 33 reviews (Google rating)—33—+1800-242-9790Closed
2LMCU4.3(53)4.3 out of 5 from 53 reviews (Google rating)—53—+1800-242-9790Closed
3AAC Credit Union4.2(30)4.2 out of 5 from 30 reviews (Google rating)—30—+1800-858-1633Closed
4Michigan First Credit Union4.0(18)4.0 out of 5 from 18 reviews (Google rating)—18—+1800-664-3828Closed
5West Michigan Credit Union, A Division of WMCU3.7(45)3.7 out of 5 from 45 reviews (Google rating)—45—+1800-442-4576Closed
6Consumers Credit Union - GVSU Campus TellerPlus+ / ITM———+1800-991-2221Closed
7LMCU3.4(97)3.4 out of 5 from 97 reviews (Google rating)—97—+1800-242-9790Closed
8Bloom Credit Union Creston3.4(36)3.4 out of 5 from 36 reviews (Google rating)—36—+1616-452-2161Closed

Ratings and review counts shown are Google ratings, displayed with attribution.

How we ranked this list

Each credit union is scored on a Bayesian-weighted rating (its rating adjusted for how many reviews it has compared with the Grand Rapids category average), how recently we verified its details, and how complete its listing is. Scores and ranks are stored, so the order only changes when the underlying data changes.

Read the full methodology

Ask Noemic: best credit unions in Grand Rapids

credit unions in Grand Rapids, MI: common questions

Which listed credit union locations in Grand Rapids, MI are open on Saturdays?
LMCU at 342 Michigan St NE and 1820 Leonard St NE opens Saturday from 9 a.m.–1 p.m. Consumers Credit Union’s GVSU Campus TellerPlus+ / ITM at 50 Front Ave SW, Conference Room 1077 keeps the same Saturday hours. Bloom Credit Union Creston at 1327 Plainfield Ave NE opens from 9 a.m.–noon.
Where can I bank after 5 p.m. in Grand Rapids, MI?
The Consumers GVSU Campus TellerPlus+ / ITM site stays open until 7 p.m. Monday–Friday. Latvian Credit Union opens from 4–7 p.m. Wednesday and Friday. LMCU’s Michigan Street and Leonard Street branches close at 5:30 p.m. Monday–Thursday and 6 p.m. Friday. Bloom Creston and West Michigan Credit Union at 1319 Front Ave NW also close at 6 p.m. Friday.
How do Google ratings compare among the listed locations?
Latvian Credit Union has 5.0 from two reviews. LMCU on Lafayette Avenue has 4.5 from 33, followed by LMCU on Leonard Street at 4.3 from 53 and AAC at 4.2 from 30. Michigan First has 4.0 from 18, and West Michigan Credit Union has 3.7 from 45. LMCU on Michigan Street and Bloom Creston both have 3.4, from 97 and 36 reviews respectively.
Which locations list drive-through access and accessible parking?
All three listed LMCU locations, West Michigan Credit Union, Bloom Creston, AAC and the Consumers GVSU Campus TellerPlus+ / ITM site list drive-through access. Every location in the guide lists wheelchair-accessible parking and an accessible entrance. LMCU at 342 Michigan St NE also lists a paid parking lot.
Which credit unions offer resources for home or vehicle financing?
AAC lists both home and auto loans. Bloom describes financial guidance for purchasing a first home, saving for a first car and consolidating loans. Michigan First’s broader offerings include Michigan First Mortgage and Michigan First Insurance Agency. Consumers Credit Union lists mortgages and business lending among its organization-wide services.

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